Buying a home can be an overwhelming process. Nowadays, we are lucky to be provided with numerous resources that help make this process simple and easy to follow. Basic essential guidelines are laid out and if followed, we can ensure an enjoyable home buying process.

Firstly, it is important to get pre-qualified. Don’t wait for this until after finding your dream home because being pre-qualified makes yours an immediate, sure offer. You should also get yourself a real estate attorney who can help you understand all the terms and conditions of buying a house as well as the mortgage and insurance. It is important to choose a mortgage reduction plan wisely as it can save you a lot of money in the long run and reduce your loan term.

Another important decision is to choose between buying your home on your own or taking the help of a professional real estate agent. Yes, it is definitely cheaper to go solo but it is also puts the onus on you to be more organized. Real estate agents have access to a Listing Service which covers all properties listed for sale within a specific area. Together, you can select the homes you would like to see, set appointments and preview homes in a short period of time. An agent can guide you through the entire process.

Deciding the type of environment you wish to live in is another important decision. Living in rural areas is significantly different from living in the suburbs. Each have their own unique qualities and your choice heavily depends on your needs and the re-sale value of your home. Make a well thought out decision by writing down a list of preferences before buying your house.

Be organized and create a specific file to keep all your notes in it. Make a list of the houses you are interested in and what you like most about them. Also a list may be useful of the houses you don’t like and the reasons why. Once you find a house you like and want, get a qualified home inspection company to do the inspecting. Get a home warranty as it covers what your insurance does not and having both can potentially save you a lot of money.

Buy and Sell Homes with Sarnia Real Estate Agent Linda Miller’s RE/MAX Team. 11 years experience with Buyer and Sellers. I am a Broker and an ABR as well as a CERC.